commercial credit reports

You've felt it before. Even if you've managed to avoid it,
you know someone else who hasn't been so lucky.


What are we talking about? The anxiety experienced when you make a credit decision, only to find out too late that the report you had didn’t cover the last year of stomach-churning drops in the company’s credit rating — that sudden, looming realization that you might never get the money for that sale.

Ansonia's expertise is to make sure you never feel this again.

Your business needs accurate, flexible business credit reports. You need them FAST and up-to-date... and you want them to be highly affordable. We are the NEW credit reporting service that is bending over backward to give our clients exactly what they need.

See the difference.
Try our free credit report today.




Why Our Data is Better

Our Data
is Unique

We collect data from all types of businesses — from Mom & Pop all the way to Fortune 500. Our state-of-the-art platform enables us to accept data files that other business credit companies cannot.

Our unique database translates to more relevant information, which translates into you making better credit decisions and making more money. Many businesses find that Ansonia’s core business credit report is the only credit risk decision tool they need.

Our Data
is Fresh

What would happen if you gave a customer a large amount of credit, only to find out too late that the report you had didn’t cover the latest stomach-churning drops in the company’s credit history? You may have a sudden, looming realization that you might never get the money for that sale.

Ansonia to the rescue! Unlike many other credit reporting companies, we continuously update our database 24/7, ensuring the freshest data possible. And with a click of a button, you can get the latest judgements and public records. This is our expertise — to lessen your anxiety over future credit decisions.

We Do Not Buy
Our Trade Data

There are some business credit reporting companies that buy, repackage and resell other credit reporting companies' data. We collect our own up-to-date and reliable data and don't sell it to other companies. Nor do we buy data reports from other companies. Our database is unique and secure.


We Do NOT Own or Partner With A Collection Company

Some credit companies partner with collection agencies and may have conflicting business dealings. We are strictly in the business of providing credit data intelligence to businesses.

It's the only thing we do and we do it well. You can depend on us to ALWAYS give you accurate information that will benefit your business.



Up-to-Date and Accurate

We are very pleased with the quality and reliability of Ansonia’s credit information. The information is always up-to-date and accurate, and obtaining credit reports is a very simple and fast process. Furthermore, the level of personal support and service we receive from Ansonia is top-notch. We are extremely fortunate to consider Ansonia as a trusted and valued partner in the transportation industry — they definitely help make our job easier!”

—Eric Belk, Vice President
Match Factors

Members who provide data receive up to a 40% discount on their business credit reports.





No Finance Degree Needed

Have you noticed that reports from the other business credit report companies are extremely hard to read? You need to learn about a customer's credit worthiness fast. But you're stuck wasting time trying to figure out a report that is full of numbers, but doesn't tell you much.

It's difficult to tell a good customer from a bad one. There may be a note the customer was 90 days delinquent on a payment, but you are not told if that was years ago with just a single slow payment, or if the customer is delinquent all the time. And hey, if you can't find out what you want to know NOW, the report is worthless. You might as well flip a coin.

This hurts your business. You may take a chance on a customer who winds up burning your company. On the other hand, you might pass on somebody that would be a great customer — and you lose the sale.

Ansonia saw this problem and fixed it. Our reports are extremely easy to read. We go the extra mile to make sure ALL the numbers make sense. And we are sticklers for assuring you have the exact stats you need when you need them.


No Pre-Paid Contract Required

Annual contracts are devised to lock people in long term. Other business credit reporting companies encourage you to give everyone in your company access to their information — the more employees running reports, the better.

And when contract renewal time comes, they pull out a 10 pound stack of all the invoices you pulled to support why you can’t live without them. Oh, and buy the way, your price goes up.

Often they will offer a business a three-year contract with price escalations. So they lock you in, guarantee themselves a nice revenue increase each year, all while selling the exact same report.

Why should you agree to pay 3-5 percent more over a period of 3 years for the exact same report? If it’s the same report, why should you have to pay more from year to year? Are the reports giving you more value? We offer you a better solution.

With Ansonia, you only pay for what you use. No long term contracts. No escalating fees over time. And to top it off, members who provide data receive a discount of up to 40% on their business credit reports. You get the accurate, easy-to-access credit reports you need at a dramatic savings.

Additionally, members who provide data receive up to a 40% discount on their business credit reports.






Customizable Reports Lead to Better, Faster Credit Decisions



 

Watch the video below to see how your report would work.
commercial credit reports

You Can't Go Wrong with Ansonia

When Transwest Capital first started out we were using another credit data company to verify the credit-worthiness of our debtors. While we were not unhappy with the company, we did not know what we were missing until we signed up with Ansonia Credit Data. After switching to Ansonia, we started to realize that the information we were previously using was not as fresh as advertised. With Ansonia, we know we are receiving the most up-to-date and in-depth look at a debtor’s credit-worthiness. In a word, we had become complacent with the previous company, trusting that their data would help us protect our receivables. It did, to a point. Now, we feel as if we have a partner watching our backs 24/7. Coupled with the customer service the staff at Ansonia provides, you can’t go wrong with Ansonia Credit Data.”

—Brian Cummings, Operations Manager
Transwest Capital



We Can Integrate With Your Software

We welcome special programming requests. Have you ever tried to get a customized project with one of our competitors? One of our current clients signed a contract with our competitor to provide a customer-facing online credit application.

Our client worked with that company for over an entire year, and failed to receive a working product. We took this project on from scratch, and had the entire process ready to go in just two months.

Businesses run lean shops. Employees are generally expected to do more and more in a finite number of hours per day. Automation/integration is the key.

With our 21-st century, state-of-the-art technology, we easily integrate with any software. We can “push” data intelligence to our customers to help them streamline their processes. These kinds of tools mean you don’t have to pay someone to sit at a desk and look at credit app after credit app and run one report at a time.



ansoniaphonelines

Live People Answer Our Phones

This really shouldn’t merit a mention. After all, it’s common sense that a company would take calls from their clients so they could help them and provide great customer service. Right? Wrong.

Most calls to our competitors seem to be sucked into a pit where voicemails go to die, leaving you stranded and without help. Fortunately, that’s not how we operate.

It’s a point of pride for us to pick up the phone when you call and to give you as much help as you want. So if you don’t want to feel like you’re alone in the dark, give us a call now at 1-855-267-6642 to let us shine some light on your situation.


ansoniarule

Ansonia Clearly has the
Advanced, Customer-Oriented
Business Credit Reports You Need

By combining top-notch, highly reliable credit reports with caring customer service and BIG savings — Ansonia is rapidly becoming the first choice for businesses of all sizes.




See the difference.
Try our free credit
report today.

•  Verify a new customer
•  Check an existing customer
•  See the difference
ansoniareportfloat

Or Call Us Today at:
1-855-267-6642



Grab This Powerful Arsenal Of Business Credit Reporting Tools That Only Ansonia Can Give You:


Become one of the new savvy business owners who use Ansonia and profit from the following:

•  Ansonia Sells Only Business Data – we only concentrate on business credit reports.

•  Ansonia’s Business Data is Always Fresh, not Stale – We update 24/7.

•  Ansonia Does Not Resell Your Data – Your customer data is safe with us.

•  Ansonia Works With Everybody – From small businesses to Fortune 500 companies.

•  Ansonia Collects Unique Data – We collect data the big guys can’t even touch.

•  Ansonia’s Reports Are Easy To Read – You’ll know exactly how your customer pays.

•  Ansonia’s Reports Are Customized – You decide on what data is important to you.

•  No Prepaid Contract Required – You are not tied down, wasting money.

•  We Keep It Simple – Anybody can read our reports and understand them.

•  Live People Answer Our Phones – The others don’t, nor do they care to.

•  We Do Not Own Or Partner With A Collection Company – We provide unbiased data.

•  Customizable Software Integration – We integrate with any software you run.

•  Automation Is The Key – Request as few or as many reports as you want.


We're here to get you started.
Call us now for your no-cost, no-obligation discussion.


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


Small Business Credit Report Articles

 

5 Tips for Improved Accounts Receivable Analysis

Here are 5 tips to improve your process today.

1) Stay on Top of Things

Stay vigilant and keep on in front of your accounts.

Accounts receivable analysis is something that should be done on a constant basis taking into consideration that the tides can turn quickly with a debtor that might be over-extended or affected by seasonality or industry.

Protect the bottom line of your company bottom line with automated credit monitoring tools and set up alerts to notify you of significant changes in a debtor account and behavior.

By regularly monitoring significant events like bankruptcy, fraud, judgments, or slow payments; you can start solving problems proactively before things get out of control.

2) Screen your Business Accounts

Obtain up-to-date business credit reports on your debtors before extending credit or authorizing additional transactions.This will help minimize or prevent collection and legal issues before they even start. Screening potential clients will help identify high credit risk accounts before you can get burned. Yeah, easier said than done, right? Obtaining updated reports on all of your debtors could give you hundreds of extra reports to read every week, further bogging down the credit approval and review system.

The answer is to have the credit information of your debtors and trending updates provided by a push technology through a vetted accounts receivable management software.

3) Know your Limits

No one on the outside will understand your business as well as you do. Define your own limits for allowable account size and days to pay.While there are of course industry standards, these might not pertain to your business. Depending on your industry you may require shorter terms therefore increasing your cash-flow, or your customers may require extended terms for which you have made concessions.

Define special criteria to make the most of loyal customers and prevent bad credit risks from going too far. If using automated monitoring, make sure you can set custom filters to set custom filters to match your threshold.

4) Share the Responsibility

It is easier said than done, but delegate different analysis tasks to different employees.

Analyze your accounts for your important notification events, and have more than one person on the receiving end of the reports. Not only will this save you time in accounts receivable analysis, but it will provide an extra few sets of eyes to catch any potential problems. Additionally, this is a great way to spread responsibility for vacation and sick days, making sure your assets are always monitored.

Remember, sharing is caring.

5) Use a Customizable Report

Utilizing an accounts receivable management report can provide you with the analytics and overview you need for a quick and effective review of your risk saving both time and money in identifying potential issues.

This reporting should show not only your trending experiences, but also compare to the industry and creditors experiences.

When looking for ways to improve your accounts receivable analysis, remember these tips to keep your cash flowing. Automatically monitor credit events to identify potential problems before they can get exponentially bigger. Screen your debtors to identify potential problems with an aggregate system to identify poor credit risks before business begins. Set custom account limits that work for your business needs, not arbitrary guidelines based out of text book. Add an extra set of eyes to the reporting process by sending notifications to different department personnel. Lastly, use an accounts receivable management software to improve timely identification of debtor trends and flags.

 


You Can Find More Information at http://ansoniacreditdata.com/

Call Us Today at: 1-855-267-6642

Accounts Receivable Management with Current Technology

In the fast paced business environment of today with the overload of business credit data available, how do you harness the best information in a usable format to become a meaningful accounts receivable management tool?

Components of Strong Accounts Receivable Management Tools

Start by determining what is most important to you when evaluating business credit on new customers, reviewing credit limits and risk assesment.

Here are some of the things to look for:

Instant online access

Credit can be a 24/7 job. Instant online access to business credit information is imperative to making timely credit decisions.

Quality mathematical analysis

Mathematical models are used to determine risk scoring and predictive credit trends. These empower credit managers to make more informed decisions.

Accurate data

Integrity of the credit information reported and the willingness of the business credit bureau to verify any questioned data is vital. Verifying data is a key component and requests should typically be resolved within 24-48 hours.

Push technology

Credit managers receive alerts of adverse credit information on debtors 24/7 directly in their inbox. This is important for keeping an eye on key accounts.

All data submitted electronically

Biased debtor provided credit references are a thing of the past and have no place on a business credit report. 3rd party submission of accounts receivable data provides unbiased insight into payment history.

Industry visibility

Knowing how a debtor pays your industry versus how they pay other industries are equally important in predicting how they will pay you.

Comprehensive accounts receivable analysis

Accounts receivable analysis tools use real time data designed to highlight potential credit risk on current customers. These tools have become the best defense for credit managers against bad debt.

Public Record Information

Public Record provides additional insight into a debtor's credibility.

 


You Can Find More Information at http://ansoniacreditdata.com/

Call Us Today at: 1-855-267-6642



 

How to Calculate Days Sales Outstanding (DSO)

Days Sales Outstanding (aka Daily Sales Outstanding and DSO) is an extremely important calculation for credit professionals. In a nutshell it is how quickly (or slowly) your company is collecting on their accounts receivable.Because of this, it is a great gauge of how well your credit department is performing. It helps track your AR collection performance month over month and provides strong evidence to prove to management you are doing well.In this post we will give you a quick overview of what days sales outstanding is and how to calculate your DSO.

What is Days Sales Outstanding

Your DSO is the average number of days it takes to collect on your accounts receivable after you have made a sale (or over a given period of time)A DSO calculation will show you both the:

  • Average time to collect on your receivables

  • Age of your receivables
  • A low DSO means that you are collecting close to your terms, whereas a high DSO means you are collecting slowly on your receivables.Lowering DSO will lower the amount of money you have sitting in receivables, thus increasing your cash reserves. In the competitive business environment of today, having liquid assets, like cash, and having a healthy cash flow are vital for success.

    Calculating Days Sales OutstandingThere are multiple ways to calculate Days Sales Outstanding, here I will show you the one most commonly used.

    Terminology:

    Accounts Receivable: The receivables that you are looking to analyze. This could be your entire portfolio or just a section of it.Total Credit Sales: The total amount of credit sales you have made. Exclude cash sales from this figure.Total Days Sales: Here you need to define the period of time you want to analyze. This could be a year (365), a month (30) or really any amount of time you want. Just make sure that the figures you use for accounts receivable and total credit sales are from this same time period.

    For Example:

    Chuck wants to know how quickly his company was collecting on their AR over the past 6 months (182 days). Over this period of time, his company had the following figures:

    Accounts Receivable: $10,000,000

    Total Credit Sales: $55,000,000

    Here is the DSO calculation:

    In our example, Chuck found that his Days Sales Outstanding over the past 6 months were 33.09 days.

    What is a Good Days Sales Outstanding

    This really depends on your company, your stated terms and your industry. A DSO less than 30 days is expected if you enforce 15 day terms. For some a DSO higher than 40 days is unacceptable. Conversely, in some industries, a DSO of 40 days would be impossible.If you find that the your calculated DSO is higher than you want it to be, you should be sure that you are using the best tools to manage your business credit.

     


    You Can Find More Information at http://ansoniacreditdata.com/

    Call Us Today at: 1-855-267-6642

     

    A Sample of business credit reports
    found in Ansonia's database

     

    Company Name:  UPS

    Street Address: PO BOX 2767

    City: HODGKINS

    State/Province/Other: Illinois

    Zip: 60525

    Country: United State, U.S.

    Phone: 931-309-1400

    Rating: Available!

    Historic 25 months

    Average Days To Pay: Available!

    Average Outstanding Balance: Available

    Total Companies Reporting Payments History: Available!


    Would you like to know how UPS pays their bills?

    Call Us Today to Get Your Complete Business Credit Report
    For UPS at: 1-855-267-6642

     

     

    Company Name:  AUTOMOTIVE TECHNOLOGIES INC

    Street Address: 795 BROOK ST

    City: ROCKY HILL

    State/Province/Other: Connecticut

    Zip: 85024

    Country: United State, U.S.

    Phone: 407-370-2437

    Rating: Available!

    Historic 25 months

    Average Days To Pay: Available!

    Average Outstanding Balance: Available

    Total Companies Reporting Payments History: Available!


    Would you like to know how AUTOMOTIVE TECHNOLOGIES INC pays their bills?

    Call Us Today to Get Your Complete Business Credit Report
    For AUTOMOTIVE TECHNOLOGIES INC at: 1-855-267-6642

     

    Company Name:  VITOL AVIATION CO

    Street Address: 300 CONTINENTAL BLVD STE 5500

    City: HOUSTON

    State/Province/Other: Texas

    Zip: 85019

    Country: United State, U.S.

    Phone: 817-283-6007

    Rating: Available!

    Historic 25 months

    Average Days To Pay: Available!

    Average Outstanding Balance: Available

    Total Companies Reporting Payments History: Available!


    Would you like to know how VITOL AVIATION CO pays their bills?

    Call Us Today to Get Your Complete Business Credit Report
    For VITOL AVIATION CO at: 1-855-267-6642

     

    Company Name:  VIGATEC SA

    Street Address: JOSE ANANIAS 441 MACUL SANTIAGO

    City: SANTIAGO

    State/Province/Other: Chile

    Zip: 49022

    Country: Chile

    Phone: 555-468-1004

    Rating: Available!

    Historic 25 months

    Average Days To Pay: Available!

    Average Outstanding Balance: Available

    Total Companies Reporting Payments History: Available!

     


    Would you like to know how VIGATEC SA pays their bills?

    Call Us Today to Get Your Complete Business Credit Report
    For VIGATEC SA at: 1-855-267-6642



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  • Where to get small business credit report
     
    small business credit report
    2108 Caton Way SW
    Washington
    USA
    1-855-267-6642